Opportunities to Work at Home for No Fee

Computers and the Internet have opened many possibilities for working at home that were previously impractical. Some of these jobs can be fully performed online, others with a combination of phone and computer, and still others partially performed online.

Such jobs can be full time (sometimes with benefits like insurance), regular part time, or freelance.

I. Know what you're looking for: job or business

So as to avoid confusion, we are distinguishing here between a job with an employer or independent contractor (for freelance work) on the one side and an being an independent business owner working directly for customers and clients on the other.

In the latter case, one is expected to provide whatever money, equipment, resources, inventory, housing, and so on that are necessary or convenient for customers and clients to purchase what you offer. For example in a typical work multi-level marketing business opportunity, there may be fees for joining, housing at least a minimum of company inventory for display purposes, brochures, website extension, training, or whatever. Or if you own a shoe store franchise, you pay to lease space and pay wholesale for shoes that you hope to sell for retail prices.

That is not what we are talking about. If you are being hired as a regular employee or land a contract for a freelance project, why would your employer demand a fee from you as a condition for being hired to do work for which your employer pays you? Does that make sense? No

II. What fees may be for

The reason I mention that is that online there are a lot of work at home opportunities that start by asking for a fee or investment of some kind upfront in order to make money.

Fees make sense for independent business owners, not for employees … unless we are talking about fees for something else.

For example in the case of the reputable Arise.com, fees are charged for a background check on the applicant and for training to become credentialed in online and at-home customer service work. A bit of equipment is needed too, such as a landline and headset with microphone.

That way Arise can assure potential employers that their at-home customer service workers meet certain minimum standards and are equipped for the kinds of positions the employers want filled. A bit like paying tuition for a college degree.

You may not want to pay such fees, but at least their purpose is legitimate and understandable.

Among less reputable companies offering work at home opportunities, the purpose of the fees may be hidden … and the promises great. They promise much, take your money, and then deliver less than as promised … and often, good luck getting a refund.

At other times the fees (like on some job boards) may be to advertise your need for a work at home job or for training materials or help making a resume, and these may be helpful or not your cup of tea.

III. Some "no fee" opportunities

In the former case, take Elance.com, oDesk.com, and Guru.com, each for freelance work. These sites (and others like them) are clear homes that connect people who are willing to pay for whatever project they want done with those ready and capable to do the project. There are fees for the ones looking wanting to get paid for work, but there are less attractive "no fee" membership versions.

Check out Fiverr.com for a similar similar "no fee" arrangement.

Another idea is to apply for a position advertised for a business site, but request it be moved to a home setting. This will not suit many jobs, so be sure it is feasible. If one already has the position, it would be easier to know if it could be moved to your home.

An employer might be persuaded if he or she could pay a lower salary on account of the absence of commuter costs and possibly office overhead costs. You will need to provide some justification as to why the job could be performed at least as efficiently at home. You employer may need to make special arrangements, such as lending you equipment or granting remote database access or shuttling paperwork, so consider that also.

As examples, writing (website pages, blog posts, textbooks, white papers, etc.), computer coding, language translation, some data entry (beware of scams!) And transcription, sales, and tutoring may become work at home jobs for no fee. But in the end, your creativity and persistence is key to the pay off.

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Understanding Residential and Consumer Mailing Lists for Better Business Promotion

Consumer mailing lists play very significant role in e- Commerce expansion. The consumer list is the database or information of potential customers. With the targeted demographics, the consumer lists offer personalized services and information to various businessmen who could use some expansion. Most of businesses which are in start-up phase or stopped growing due to the lack of customers or blindfold marketing, can utilize the benefits of these lists. They can send e-mailers, promotional materials and catalogs to them but to make the most of these lists it very important that marketers and businessmen understand the value of mailing list selection.

Mailing lists are of two types: consumer mailing and residential mailing lists. The later is also referred to as saturation or occupant lists. The residential list is bulk list of postal addresses. It contains the addresses of residents completely qualified from the US post office. This data is updated on monthly basis. Based on these address lists, you can pull certain statistics and information on potential customers such as average income, lifestyle and the other eligibility criteria. For instance, you would not like to offer high-end furniture to a person who is living in one room apartment. Every deliverable of this list can help you reach every mail box and communicate your business. If you are running a restaurant or coffee shop, want to promote a religious program for church, this address based residential list is for you.

You can contact many compilers to get these lists. You can find them online as well. The residential mailing list is very cost effective. You can also ask your compiler to provide you a saturation list to reduce the charges further. It implies that majority of the addresses (about 90 percent or more) come from the same route. It should also be in a walk sequence which means the addresses are within walking distance for the US postal service delivery. Both inexpensive and easy, the address lists compilation can save a lot of money for your business.

Although, the residential lists are not fit for the businesses which are looking for more targeted and aggressive market approach. They prefer consumer mailing lists for more accurate information on the customers. Compiled from various sources such as telephone directories, credit cards, mail responders and other records, the consumer list is expensive but a sure-shot guarantee of increasing results, revenue and sales.

Legal Malpractice Insurance – Quick Overview

With the customer’s exposure and awareness towards legal malpractice, many legal professional have to face lawsuits frequently. If we look at the statistics, every four to five law professional out of hundred have to face a lawsuit in a year. For law firms, which typically employ more than 20 lawyers, are likely to face at least one lawsuit every year. Well, the figure is pretty impressive to make one realize that one must have a Legal Malpractice Insurance for good risk coverage in this profession. Let us have a quick look at the various aspects of it.

How does this insurance protect a legal practitioner?

When a legal practitioner defends himself against a lawsuit, he not only loses money but also valuable time. The average figure may vary from 250 to 300 hours per case that can be billed. This insurance protects a lawyer for each lawsuit he has to face.

Is it like other type of insurance?

The difference between a regular insurance and this insurance is that a regular insurance gives coverage in case a certain event like hospitalization or accident occurs while this insurance covers a lawyer only for a lawsuit against him within a policy period. So, that means this insurance company may overlook the case history except for policy duration.

What is the cost of buying a policy?

The cost of a policy is directly influenced by the degree of risk involved in your profession. For example, if you are into banking or real estate, the cost may be quite higher than a regular cost of a policy. But, in my view, you should focus more on the fact that how policy covers your areas of operations.

How do I get one policy?

There are many insurance players available in the market that offers such insurance. Ideally, there are two ways to approach these companies. First, you can find a broker; second, every company has its Managing General Agent (MGA). You can search for an MGA online as well.

Luxury Hong Kong Hotels

Hong Kong is known to be one of the most hospitable tourist spots today. The hotels in Hong Kong, which are famous for their world-class facilities, are one of the prime contributors to the growth of Hong Kong as a tourist destination. There are many kinds of hotels in Hong Kong that cater to all kinds of people, budgets, and needs. From the business traveler to the casual tourist, these hotels offer all kinds of amenities that would fit into any budget.

Hong Kong is the ultimate tourist destination for the gourmet traveler. There are several hotels in Hong Kong whose facilities are synonymous with luxury. These include the Peninsula hotels, the Excelsior, the Mandarin Oriental hotel, the Conrad luxury hotels and resorts, the Ritz-Carlton, JW Marriott hotel Hong Kong, Marco Polo Hong Kong hotel, Regal Hong Kong hotel, Renaissance Harbor view hotel, Empire Hotel Kowloon, Hotel Inter-continental, the Grand-Stanford Inter-continental hotel and several others.

The luxury segment hotels are the last name in stylishness and lavishness. All the rooms, suits, restaurants, and every nook and corner of the hotels spell wealth. Their fleet of limousines, helicopter shuttle services, elegant bars and restaurants, personalized sightseeing services, personalized shopping facilities, and enviable cooks who dish up the most scrumptious dishes, are a treat to the senses.

Most luxury Hong Kong hotels feature additional amenities such as fitness centers, swimming pools, heated pools, poolside leisure activities, sun terraces with incredible views, a diverse array of dining options, elegant bars with the finest wines, gourmet cuisine, temperature-controlled spas with A-class massage treatments, saunas, and facilities for Yoga, Tai Chi, oriental healing, relaxation, and other ancient exercise techniques, as well as treatments for “jet lag relief”, slimming, anti-cellulite treatments and even non-surgical facelifts.

Impressive meeting rooms and ballrooms make every party and conference a memorable occasion. 24-hour concierge services, 24-hour front desk, and valet parking are some of the regular wonders. The rooms themselves have their own spectacular views of the city. High-speed broadband Internet access, 24-hour room service, and mini bars are some of the amenities. Room decoration and ambience is a treat to the eyes, with a blend of classic and modern. Deluxe suites even have their own living rooms, two bedrooms with attached bathrooms, a dining room, private balcony and even a kitchen.

Luxury Hong Kong hotels can be expensive with prices starting from HK$1,000 for a standard room. Suites are priced at around HK$7,500 (around $1000) per day. Deluxe suites can cost around HK$12,500.00 ($1603.00). There are however, some luxury hotels where prices start at around HK$ 500-H$700 (less than US$100). Reservations for most luxury Hong Kong hotels have to be made in advance, especially in the peak season. There are many online agents who have exclusive websites that enable online reservation to most of these hotels. Some hotels also give instant confirmation, based on the availability.